UCL Fantasy 2025/26: Best Times to Use the Wildcard and Limitless Chips

UCL Fantasy 2025/26: Best Times to Use the Wildcard and Limitless Chips is one of the biggest strategy questions of the season. In this guide, we highlight the key rounds to play each chip so you can maximise points and finish ahead of the competition.

Both Wildcard and Limitless are game-changing tools, and choosing the right moment to activate them could be the difference between a strong finish and falling behind in the overall rankings.

To help us tackle this, check out our latest fixture ticker. Teams at the top have the easiest fixtures, and the teams at the bottom have the toughest fixtures:

You can refer back to this fixture when discussing the swings and fixture changes below.

Best Times to Use the Wildcard

A Wildcard allows UCL Fantasy managers to make unlimited changes before a Matchday deadline. Those changes are permanent until changed in the following rounds.

Ahead of Matchday 4 could be a fantastic time to use the Wildcard chip.

Doing the above would allow you to invest in:

Barcelona
Juventus
Napoli
Arsenal
Ajax
Newcastle
Chelsea
Galatasaray

You could also sell assets from teams like:

Bayern
Liverpool
Manchester City
Real Madrid
Sporting

This tactic appears to be a favourite among UCL Fantasy managers due to the sheer amount of fixture swings.

Ahead of Matchday 5 could be another great time to use the Wildcard. Doing so would help invest in:

Juventus
Napoli
PSG
Ajax
Newcastle
Dortmund
Galatasaray
Liverpool
Manchester City
Real Madrid

UCL Fantasy managers could also look to ditch assets from:

Inter
Tottenham

Matchday 8 could also catch the eye of UCL Fantasy managers. The final round of the League Phase is a hotspot for player rotation, so using a chip to avoid that could be extremely helpful.

Managers also have access to every single line-up ahead of the deadline in Matchday 8. This means that we can stock up on players who are on team sheets prior to the deadline.

Using a wildcard in Matchday 8 could also be useful when it comes to distributing budget. With no bench needed as all the matches kick-off at the same time, pushing budget into the starting Xi could help bulk up on premium players.

Using the wildcard in any given Matchday could have its benefits. Every team is different, so if you feel you have too many issues in your squad to wait it out, then activating the wildcard could be hugely beneficial.

Plan for the Matchdays ahead with the help of our Matchday 3 Guide!

Best Times to Use the Limitless

Limitless allows UCL Fantasy to make unlimited changes, with an unlimited budget, for just one round only.

There are plenty of opportunities to use the Limitless chip this season, including Matchday 5.

A Matchday 5 Limitless could help bring in players from:

Bodo/Glimt v Juventus
Napoli v Qarabag
Galatasaray v USG
Liverpool v PSV
Manchester City v Leverkusen
Olympiakos v Real Madrid

It could also help avoid players from matchups including:

Chelsea v Barcelona
Arsenal v Bayern
PSG v Tottenham
Atleti v Inter

Matchday 7 could be another good opportunity. Using it here could mean buying into:

Slavia Praha v Barcelona
Copenhagen v Napoli
Bayern v USG
Chelsea v Pafos
Bodo/Glimt v Manchester City
Real Madrid v Monaco

It could also mean avoiding assets from:

Inter v Arsenal
Tottenham v Dortmund

As mentioned, Matchday 8 stands out for chip usage.

Expected rotation, and the fact UCL Fantasy managers have access to every line-up prior to the deadline, makes Matchday 8 a solid opening to spruce up your starting XI.

This gives users the chance to pick their ‘perfect XI’, whilst managers who aren’t using a chip will likely struggle and potentially be forced into taking hits.

Popular Chip Strategies

For managers with both chips remaining, there are several routes you can take:

Limitless MD5/Wildcard MD8: With more premiums playing on Matchday 5, and less players needed on Matchday 8, using Limitless in the Matchday 5 and utilising the Wildcard as a ‘free hit’ could be beneficial.

Wildcard MD4/Limitless MD8: This could help users attack the major fixture swings ahead of Matchday 4, and navigate rotation whilst benefitting from the line-ups in Matchday 8.

Limitless MD7/Wildcard MD8: There are several ‘big’ sides playing in Matchday 7, which makes the Limitless more of use. This would then leave Matchday 8 for users to attack with Wildcard.